SoFi Technologies Inc Ordinary Shares

SOFI: XNAS (USA)

Morningstar Rating for Stocks	Fair Value	Economic Moat	Capital Allocation
	$17.00	Pcdl	Xmrscpkgt

Impressive Net Interest Income and Personal Loan Growth Drive a Solid Q2 for SoFi

Michael Miller

Aug 3, 2022

No-moat-rated SoFi technologies reported solid second-quarter earnings as weak student loan origination was offset by personal loans and deposit growth that came in well above our expectations. SoFi’s net revenue grew 57% year over year and 9.7% from last quarter to $362.5 million. As we incorporate these results, we do not expect to materially alter our $15 fair value estimate for SoFi.

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