Swiss Life Is a Stable Long-Term Savings and Life Insurance Company of Good Quality

Swiss Life is a pure-play life insurer and doesn’t have the benefits of diversification that come to a multiline. Unlike France, Switzerland is predominantly a pension-driven life insurance market. This is largely from occupational pension schemes that have been growing over the past 10 years as Swiss insurers moved away from private pensions in the hope of achieving better economies of scale. Variable costs have remained high, though.