OneMain Holdings Inc OMF

Morningstar Rating
$46.85 +0.36 (0.77%)
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About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

OMF is trading within a range we consider fairly valued.
Price
$46.85
Fair Value
$32.63
Uncertainty
High
1-Star Price
$52.53
5-Star Price
$74.44
Economic Moat
Hzcym
Capital Allocation

News

Trading Information

Previous Close Price
$46.49
Day Range
$46.4147.21
52-Week Range
$35.0054.94
Bid/Ask
$45.61 / $48.04
Market Cap
$5.61 Bil
Volume/Avg
673,209 / 1.0 Mil

Key Statistics

Price/Earnings (Normalized)
8.51
Price/Sales
1.29
Dividend Yield (Trailing)
8.71%
Dividend Yield (Forward)
8.88%
Total Yield
9.44%

Company Profile

OneMain Holdings Inc is engaged in nonprime consumer finance companies in the United States and is one of only a few companies in the consumer installment lending industry. It formed after a transaction brought together two branch-based consumer finance companies with complementary strategies and locations. Its services include providing personal loan products, offering credit and noncredit insurance, servicing loans, pursuing strategic acquisitions and dispositions of assets and businesses, and on occasion, establishing joint ventures or forming strategic alliances. The company’s one reportable segment is consumer and insurance. In addition to hundreds of branches, the company also has an online business. The main source of revenue is net interest income.
Sector
Financial Services
Industry
Credit Services
Stock Style Box
Small Value
Total Number of Employees
9,100

Comparables

Valuation

Metric
OMF
WRLD
LFS
Price/Earnings (Normalized)
8.518.517.53
Price/Book Value
1.781.590.97
Price/Sales
1.291.282.29
Price/Cash Flow
2.102.51
Price/Earnings
OMF
WRLD
LFS

Financial Strength

Metric
OMF
WRLD
LFS
Quick Ratio
1.09
Current Ratio
1.13
Interest Coverage
−1.71
Quick Ratio
OMF
WRLD
LFS

Profitability

Metric
OMF
WRLD
LFS
Return on Assets (Normalized)
2.56%6.69%2.02%
Return on Equity (Normalized)
19.69%17.68%11.90%
Return on Invested Capital (Normalized)
−3.76%
Return on Assets
OMF
WRLD
LFS

Credit Services Industry Comparables

1-Day Chart
Name
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Morningstar Rating for Stocks
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Economic Moat
Market Cap
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PayPal Holdings Inc
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Capital One Financial Corp
COF
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Discover Financial Services
DFS
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Synchrony Financial
SYF
HjnkqxcyKfd$19.6 Bil
Ally Financial Inc
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SoFi Technologies Inc Ordinary Shares
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The Western Union Co
WU
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