Pepper Money Ltd PPM

Morningstar Rating
A$1.33 −0.05 (3.28%)
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About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

PPM is trading at a 685% premium.
Price
A$1.32
Fair Value
A$1.27
Uncertainty
Very High
1-Star Price
A$2.58
5-Star Price
A$8.63
Economic Moat
Pln
Capital Allocation

Trading Information

Previous Close Price
A$1.37
Day Range
A$1.321.37
52-Week Range
A$1.121.70
Bid/Ask
A$1.31 / A$1.37
Market Cap
A$584.28 Mil
Volume/Avg
185,522 / 298,497

Key Statistics

Price/Earnings (Normalized)
5.66
Price/Sales
1.39
Dividend Yield (Trailing)
7.55%
Dividend Yield (Forward)
7.55%
Total Yield
7.55%

Company Profile

Pepper Money Ltd provides a variety of home loan solutions. It also provides car loans, personal loans, loans for professional equipment, and commercial loans. The company operates in three reportable segments Mortgage, Asset Finance, and Loan and Other Servicing. The maximum revenue is derived from the Asset finance segment. The Asset finance segment includes financing a range of asset types for consumer and commercial customers.
Sector
Financial Services
Industry
Credit Services
Stock Style Box
Small Value
Total Number of Employees

Comparables

Valuation

Metric
PPM
LFG
ECN
Price/Earnings (Normalized)
5.669.4953.50
Price/Book Value
0.680.855.68
Price/Sales
1.390.702.61
Price/Cash Flow
0.50
Price/Earnings
PPM
LFG
ECN

Financial Strength

Metric
PPM
LFG
ECN
Quick Ratio
0.4620.19
Current Ratio
0.4620.20
Interest Coverage
1.12
Quick Ratio
PPM
LFG
ECN

Profitability

Metric
PPM
LFG
ECN
Return on Assets (Normalized)
0.54%0.83%−2.50%
Return on Equity (Normalized)
12.58%11.18%−32.82%
Return on Invested Capital (Normalized)
6.99%−2.89%
Return on Assets
PPM
LFG
ECN

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