Zip Co Ltd ZIP
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News
Trading Information
- Previous Close Price
- A$2.80
- Day Range
- A$2.74–2.81
- 52-Week Range
- A$0.26–2.85
- Bid/Ask
- A$2.77 / A$2.80
- Market Cap
- A$3.64 Bil
- Volume/Avg
- 9.2 Mil / 19.7 Mil
Key Statistics
- Price/Earnings (Normalized)
- 43.96
- Price/Sales
- 3.18
- Dividend Yield (Trailing)
- 0.00%
- Dividend Yield (Forward)
- 0.00%
- Total Yield
- —
Company Profile
Zip Co Ltd is a diversified finance provider, offering consumer financing via a line of credit (via Zip Pay and Zip Money) and instalment-based finance (via QuadPay, Spotii, Twisto, and PayFlex); as well as lending to small to midsize enterprises (via Zip Business). Zip’s fortunes are largely tied to the buy now, pay later, or BNPL, industry. Majority of its products-Zip Pay, QuadPay (Zip U.S.), and PayFlex-do not charge interest based on outstanding balances. Around 60%-70% of Zip Pay’s/Zip Money’s revenue is derived from customers, mainly via account fees and interest. Meanwhile, its installment businesses generates revenue by receiving a margin from merchants, which compensates it for accepting all nonpayment risk and for encouraging consumers to transact more frequently.
- Sector
- Financial Services
- Industry
- Credit Services
- Stock Style Box
- Mid Core
- Total Number of Employees
- —
Comparables
Valuation
|
Metric
|
ZIP
|
RM
|
LFS
|
|---|---|---|---|
Price/Earnings (Normalized) | 43.96 | 12.05 | 7.53 |
Price/Book Value | 7.89 | 0.97 | 0.97 |
Price/Sales | 3.18 | 0.64 | 2.29 |
Price/Cash Flow | 10.24 | 1.24 | — |
Price/Earnings
ZIP
RM
LFS
Financial Strength
|
Metric
|
ZIP
|
RM
|
LFS
|
|---|---|---|---|
Quick Ratio | 1.62 | — | 1.09 |
Current Ratio | 1.65 | — | 1.13 |
Interest Coverage | 1.09 | — | −1.71 |
Quick Ratio
ZIP
RM
LFS
Profitability
|
Metric
|
ZIP
|
RM
|
LFS
|
|---|---|---|---|
Return on Assets (Normalized) | 1.89% | 1.98% | 2.02% |
Return on Equity (Normalized) | 17.87% | 10.55% | 11.90% |
Return on Invested Capital (Normalized) | 8.42% | — | −3.76% |
Return on Assets
ZIP
RM
LFS
Credit Services Industry Comparables
|
1-Day Chart
|
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United States