Arman Financial Services Ltd 531179

Morningstar Rating
₹1,701.85 +48.45 (2.93%)
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About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

531179 is trading at a 54% premium.
Price
₹1,642.82
Fair Value
₹8,575.76
Uncertainty
Very High
1-Star Price
₹9,922.29
5-Star Price
₹3,414.90
Economic Moat
Fjb
Capital Allocation

Trading Information

Previous Close Price
₹1,653.40
Day Range
₹1,630.851,753.00
52-Week Range
₹1,600.002,676.10
Bid/Ask
₹1,700.75 / ₹1,704.10
Market Cap
₹17.85 Bil
Volume/Avg
5,124 / 6,197

Key Statistics

Price/Earnings (Normalized)
8.47
Price/Sales
2.53
Dividend Yield (Trailing)
0.00%
Dividend Yield (Forward)
0.00%
Total Yield

Company Profile

Arman Financial Services Ltd is a Non-Banking Financial Company (NBFC-AFC) registered with the RBI. It specialises in financing two-wheeler purchases to MSMEs and extends microfinance services through its subsidiary focusing on women entrepreneurs. The Company has a presence in several Indian states, strategically focusing on rural and semi-urban areas. It serves the underserved informal sector with small-scale retail loans. The company generates the majority of its revenue from Interest Income. All the operations of the company are in India.
Sector
Financial Services
Industry
Credit Services
Stock Style Box
Small Growth
Total Number of Employees
951

Comparables

Valuation

Metric
531179
533519
540749
Price/Earnings (Normalized)
8.4718.6423.68
Price/Book Value
2.171.992.77
Price/Sales
2.535.904.62
Price/Cash Flow
9.4133.53
Price/Earnings
531179
533519
540749

Financial Strength

Metric
531179
533519
540749
Quick Ratio
1.831.66
Current Ratio
1.851.66
Interest Coverage
Quick Ratio
531179
533519
540749

Profitability

Metric
531179
533519
540749
Return on Assets (Normalized)
Return on Equity (Normalized)
Return on Invested Capital (Normalized)
Return on Assets
531179
533519
540749

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