Admiral’s Intangible Assets Should Continue to Drive Quality Underwriting and Quality Growth
Admiral is a rare example of an insurance company with a narrow moat.
Admiral Group PLC ADM
Bulls Say, Bears Say
Bulls
Admiral’s investments in data and proprietary technology have led to market-leading rates of underwriting for a maintained period of time.
Bears
Admiral's international car business has been underwriting loss making for quite some time.
Trading Information
- Previous Close Price
- GBX 2,800.00
- Day Range
- GBX 2,789.00–2,810.00
- 52-Week Range
- GBX 2,300.00–3,143.00
- Bid/Ask
- GBX 2,306.00 / GBX 2,849.00
- Market Cap
- GBX 832.31 Bil
- Volume/Avg
- 355,706 / 787,217
Key Statistics
- Price/Earnings (Normalized)
- 18.86
- Price/Sales
- 2.14
- Dividend Yield (Trailing)
- 3.09%
- Dividend Yield (Forward)
- 3.09%
- Total Yield
- 3.09%
Company Profile
Admiral is a personal lines insurer that operates predominantly in the United Kingdom. The business is primarily a motor insurer with UK and European auto insurance accounting for the majority of gross premium. The business also has nascent but growing UK home insurance. Admiral was established in 1993 to sell motor insurance to nonstandard risks. These nonstandard policyholders included younger drivers, female drivers, drivers wanting to pay by credit card, and drivers based in London. Over the years the company has continued to expand its perimeter of nonstandard risks.
- Sector
- Financial Services
- Industry
- Insurance - Property & Casualty
- Stock Style Box
- Mid Growth
- Total Number of Employees
- 13,000
- Website
- https://www.admiralgroup.co.uk
Competitors
Valuation
|
Metric
|
ADM
|
AXAHY
|
AV.
|
|---|---|---|---|
Price/Earnings (Normalized) | 18.86 | 10.75 | 8.47 |
Price/Book Value | 7.50 | 1.70 | 1.46 |
Price/Sales | 2.14 | 0.91 | 0.30 |
Price/Cash Flow | — | — | — |
Price/Earnings
ADM
AXAHY
AV.
Financial Strength
|
Metric
|
ADM
|
AXAHY
|
AV.
|
|---|---|---|---|
Quick Ratio | — | — | — |
Current Ratio | — | — | — |
Interest Coverage | 19.94 | 16.90 | 5.15 |
Quick Ratio
No chart available
Profitability
|
Metric
|
ADM
|
AXAHY
|
AV.
|
|---|---|---|---|
Return on Assets (Normalized) | 6.31% | 1.21% | 0.46% |
Return on Equity (Normalized) | 45.10% | 16.25% | 16.60% |
Return on Invested Capital (Normalized) | 21.07% | 6.86% | 11.20% |
Return on Assets
ADM
AXAHY
AV.
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United States