Employers Holdings Inc EIG

Morningstar Rating
$47.57 −0.37 (0.77%)
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About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

EIG is trading at a 415% premium.
Price
$47.36
Fair Value
$94.44
Uncertainty
High
1-Star Price
$55.62
5-Star Price
$34.17
Economic Moat
Ldwwn
Capital Allocation

News

Trading Information

Previous Close Price
$47.94
Day Range
$47.5248.46
52-Week Range
$36.6549.30
Bid/Ask
$47.09 / $49.36
Market Cap
$1.18 Bil
Volume/Avg
151,284 / 131,678

Key Statistics

Price/Earnings (Normalized)
12.86
Price/Sales
1.41
Dividend Yield (Trailing)
2.44%
Dividend Yield (Forward)
2.52%
Total Yield
7.04%

Company Profile

Employers Holdings Inc provides workers' compensation insurance, to small businesses in low- to medium-hazard industries. Its customers are employers, and the insurance premiums that those employers pay to account for company revenue. Substantially all of the remaining revenue is generated through investments. The company operates exclusively in the United States, and it generates more than half of its business in California. By industry, the company has exposure to restaurants, which account for roughly a fourth of the total premiums the company earns. It operates as a single reportable segment, Insurance Operations, through itswholly owned subsidiaries.
Sector
Financial Services
Industry
Insurance - Specialty
Stock Style Box
Small Core
Total Number of Employees
717

Comparables

Valuation

Metric
EIG
BRO
MMC
Price/Earnings (Normalized)
12.8630.5326.19
Price/Book Value
1.164.858.24
Price/Sales
1.416.544.72
Price/Cash Flow
8.9425.6620.84
Price/Earnings
EIG
BRO
MMC

Financial Strength

Metric
EIG
BRO
MMC
Quick Ratio
0.630.50
Current Ratio
1.131.17
Interest Coverage
95.257.509.69
Quick Ratio
EIG
BRO
MMC

Profitability

Metric
EIG
BRO
MMC
Return on Assets (Normalized)
2.78%6.47%8.90%
Return on Equity (Normalized)
10.04%17.23%34.66%
Return on Invested Capital (Normalized)
9.82%11.54%16.70%
Return on Assets
EIG
BRO
MMC

Insurance - Specialty Industry Comparables

1-Day Chart
Name
Price
Morningstar Rating for Stocks
Capital Allocation
Economic Moat
Market Cap
Fidelity National Financial Inc
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Essent Group Ltd
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First American Financial Corp
FAF
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Axis Capital Holdings Ltd
AXS
Mjlnm$6.7 Bil
MGIC Investment Corp
MTG
GwjjnmhrHgcpr$6.6 Bil
Beazley PLC
BZLYF
Cdrlwk$6.5 Bil
Enact Holdings Inc
ACT
Vpzf$5.6 Bil
Radian Group Inc
RDN
BbdpzwhbYfp$5.2 Bil
Assured Guaranty Ltd
AGO
MjlypjnhKbfj$4.2 Bil

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