Personal Finance
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Personal Finance Topics
Taxes
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Don’t Leave Tax Savings on the Table: How to Conduct a Midyear IRA Checkup
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IRA Scam Victims Could Lose Their Savings—and Still Owe Taxes
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5 Things to Do Now to Retire in 3 to 5 Years
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Cody Garrett and Sean Mullaney: ‘For Most Americans, You’re Going to Pay Less Tax in Retirement’
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25 Top Picks for Tax-Efficient ETFs and Mutual Funds
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Understanding Your Federal and State 529 Tax Benefits
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529 Plan vs. Taxable Brokerage Account: Why a Hybrid College Savings Strategy May Work Best
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Should You Reinvest Dividends? Not Always
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4 Financial Worries to Cross Off Your List
Saving and Spending
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5 Things to Do Now to Retire in One Year or Less
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Dana Anspach: Don’t Let Fear Ruin Your Retirement
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A Child’s Trump Account Could Grow to $5.5 Million—or Just $39,000
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The Best Way to Invest Money You May Need for Long-Term Care
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A Hierarchy for Retirement Savings
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These Are the Science‑Backed Ways to Save Money During a No-Buy Challenge
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Ask the Analyst: Should I Set an Age-Based Bond Allocation?
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Trump Accounts vs. 529: Assessing the Pros and Cons
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When Inflation Hits, Don’t Let These Line Items Sink Your Savings
Medical Expenses and Long-Term Care
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Dana Anspach: Don’t Let Fear Ruin Your Retirement
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The Best Way to Invest Money You May Need for Long-Term Care
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How Likely Are You to Have an Extended Long-Term-Care Need?
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The Retirement Expense You May Be Missing
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3 Tricky Decisions for Every Retirement Plan
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4 Financial Tasks You Shouldn’t Put Off
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3 Big Questions to Ask Your Aging Parents
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How I Invest My Health Savings Account
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Why Age 75 Is a Turning Point for Retirement Housing Decisions
Save for College
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Estimate Your Federal and State 529 Tax Benefits
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Our Updated 529 Medalist Rating Methodology Offers More Detail for Investors
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Understanding Your Federal and State 529 Tax Benefits
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529 Plan vs. Taxable Brokerage Account: Why a Hybrid College Savings Strategy May Work Best
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Trump Accounts vs. 529: Assessing the Pros and Cons
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Do You Need a 529 Savings Account? Yes, for Many Reasons
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Your 529 Questions, Answered
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Morningstar’s Guide to 529 Plans
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529 Plans Keep Getting Cheaper: 5 Key Takeaways From Our 2026 Study
More in Personal Finance
Our Updated 529 Medalist Rating Methodology Offers More Detail for Investors
How we display Pillar ratings has changed. How we arrive at them has not.
Retirees Don’t Need to Fear a Lost Decade. They Need a Plan
Here are the steps you can take to mitigate the risk of an extended market downturn.
The Question Investors Should Ask Themselves Now
A timeless query for uncertain times and other insights from Morningstar’s recent investment conference.
These Are the Science‑Backed Ways to Save Money During a No-Buy Challenge
Whether you’re joining No-Buy July or No-Spend January, here are strategies for staying on track and building saving habits that work all year.
5 Things to Do Now to Retire in 25 Years
If retirement is still about 25 years away, these five planning priorities can help you make the most of the decades ahead.
The Case for a ‘Good Enough’ Portfolio
Figuring out where you land on the maximizer/satisficer continuum could save you some time and money.
Gen Z Invests Earlier Than Any Generation … and Also Scores Lowest on Financial Literacy
Gen Z is caught between low-cost index funds and wealth-destroying wagers. The hard part isn’t access to the right tools; it’s choosing them over products engineered to thrill.
6 Investment Lessons from Will Danoff and Fidelity Contrafund
Contrafund’s long-term results stemmed from a disciplined investment process that Danoff refined over more than three decades.
Here’s My Investment Philosophy. What’s Yours?
A set of core beliefs can guide your plan and decisions. It can also help you tune out distractions like inflation or IPOs.
Troubleshooting the 4 Biggest Shocks to Retirement Plans
How to safeguard your retirement plan.
Do as I Say (Not as I Do)
On my failings as an investor.
IRA Transfers vs. Rollovers: The Rules That Can Cost You
Learn when to use a transfer or a rollover and how to avoid the IRS’ strict 12‑month rule.
Ask the Analyst: Should I Set an Age-Based Bond Allocation?
It’s not the worst place to start, but it might end up being overly conservative.
Will Your Retirement Plan Withstand the Death of a Spouse?
Advice for widows: Make sure you’re informed and prepared. And don’t rush the housing decision, says author and CFP Kathleen Rehl.
Kathleen Rehl: Helping Widows and the Advisors Who Serve Them
Author and educator Kathleen Rehl discusses widowhood, estate planning, and finding purpose in later life.
529 Plan vs. Taxable Brokerage Account: Why a Hybrid College Savings Strategy May Work Best
The tax advantages still shine, but consider a balanced approach.
The Portfolio That Has Been Beating the Classic 60/40, and Why It Matters for You
Plus, one of the biggest challenges to portfolio diversification today.
Trump Accounts vs. 529: Assessing the Pros and Cons
Baird’s Director of Advanced Planning Tim Steffen discusses how the tax benefits of these two savings vehicles stack up.
3 Tricky Decisions for Every Retirement Plan
Not even experts agree about the ‘right’ withdrawal rate, long-term-care insurance, and annuities.
Do You Need a 529 Savings Account? Yes, for Many Reasons
529 plans have benefits beyond college tuition, including K-12 expenses, estate planning, and Roth rollover.
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