Capitec Bank Holdings Ltd CPI
About Quantitative Ratings
Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.
Trading Information
- Previous Close Price
- ZAC 309,060.00
- Day Range
- ZAC 306,138.00–311,342.00
- 52-Week Range
- ZAC 161,601.00–319,450.00
- Bid/Ask
- ZAC 303,000.00 / ZAC 310,000.00
- Market Cap
- ZAC 35.68 Tril
- Volume/Avg
- 221,406 / 274,484
Key Statistics
- Price/Earnings (Normalized)
- 28.87
- Price/Sales
- 8.96
- Dividend Yield (Trailing)
- 1.58%
- Dividend Yield (Forward)
- 1.58%
- Total Yield
- 1.59%
Company Profile
Capitec Bank Holdings Ltd is a retail bank with more than 850 branches in South Africa. Its services focus on three customer needs: saving, which provides customers the ability to receive and store funds; credit, which satisfies customer needs to access and borrow funds; and transacting, which allows for payments and movement of funds. It operates in three segments: –Retail bank, Business bank, and the Insurance business. Net interest income accounts for more than two-thirds of total company revenue. The company also generates revenue from fees on loans and transactions. Roughly a third of the company's loans are mortgages, and another third are other secured loans. Credit facilities and unsecured credit loans make up most of the remaining loans outstanding.
- Sector
- Financial Services
- Industry
- Banks - Regional
- Stock Style Box
- Large Growth
- Total Number of Employees
- 16,200
- Website
- https://www.capitecbank.co.za
Comparables
Valuation
|
Metric
|
CPI
|
SBK
|
EQTY
|
|---|---|---|---|
Price/Earnings (Normalized) | 28.87 | 9.13 | 5.13 |
Price/Book Value | 7.86 | 1.48 | 0.80 |
Price/Sales | 8.96 | 2.09 | 0.92 |
Price/Cash Flow | 23.43 | — | 1.78 |
Price/Earnings
CPI
SBK
EQTY
Financial Strength
|
Metric
|
CPI
|
SBK
|
EQTY
|
|---|---|---|---|
Quick Ratio | — | — | — |
Current Ratio | — | — | — |
Interest Coverage | — | — | — |
Quick Ratio
No chart available
Profitability
|
Metric
|
CPI
|
SBK
|
EQTY
|
|---|---|---|---|
Return on Assets (Normalized) | 5.84% | 1.43% | 2.74% |
Return on Equity (Normalized) | 28.94% | 17.40% | 23.52% |
Return on Invested Capital (Normalized) | — | — | — |
Return on Assets
CPI
SBK
EQTY
Banks - Regional Industry Comparables
|
1-Day Chart
|
Name
|
Price
|
Morningstar Rating for Stocks
|
Capital Allocation
|
Economic Moat
|
Market Cap
|
|---|---|---|---|---|---|---|
| BNP Paribas ADR
BNPQY
| Msyzyvbhz | Sbwm | $75.9 Bil | |||
| Intesa Sanpaolo ADR
ISNPY
| Brxddykwq | Rywt | $74.1 Bil | |||
| PNC Financial Services Group Inc
PNC
| Flmhmzvc | Kqppdn | $72.4 Bil | |||
| U.S. Bancorp
USB
| Ndmjmsknw | Ybxx | $69.8 Bil | |||
| Itau Unibanco Holding SA ADR
ITUB
| Wrzwdbdk | Pflw | $58.4 Bil | |||
| Truist Financial Corp
TFC
| Vrngcvfkv | Nryhg | $56.8 Bil | |||
| Mizuho Financial Group Inc ADR
MFG
| Pkwwyxp | Bwpdq | $51.3 Bil | |||
| Lloyds Banking Group PLC ADR
LYG
| Bxbvdzzx | Qrfmcw | $47.3 Bil | |||
| NatWest Group PLC ADR
NWG
| Fkrsqhql | Zhgr | $37.3 Bil | |||
| Deutsche Bank AG
DB
| Ttpj | Vkdhb | $33.9 Bil |
United States