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Truist Financial Corp TFC

Morningstar Rating
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Stock XNYS Rating as of
$39.56 +0.31 (0.79%)
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As of Delayed Price Post-Trading: $39.16 −0.40
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Company Report

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Truist's Sale of Insurance Business Accelerates Balance-Sheet Repositioning and Capital Accumulation

Michael Wong, Eric Compton

Truist is one of the larger regional banks in the US and its presence is largely concentrated in the east and southeast. Truist has many of the typical offerings of a bank, including retail and commercial banking, however, it also has some more unique parts as well, including a sizable investment banking unit, wealth and advisory services, and its LightStream digital lending platform.

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Price vs Fair Value

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TFC is trading at a 746% premium.
Price
$39.25
Fair Value
$55.00
Uncertainty
High
1-Star Price
$53.70
5-Star Price
$12.60
Economic Moat
Llfkt
Capital Allocation
Qwsdrchk

Bulls Say, Bears Say

Bulls

Valuations are not demanding for the banks in the current environment, and especially not for Truist. It shouldn't take much to unlock some upside.

Bears

There are few positive catalysts left for the banks. Funding costs are running higher, net interest income has likely peaked, higher regulatory scrutiny is likely, and a potential recession may be around the corner.

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News

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Trading Information

Previous Close Price
$39.25
Day Range
$38.86–39.57
52-Week Range
$26.57–40.51
Bid/Ask
$39.16 / $39.56
Market Cap
$52.94 Bil
Volume/Avg
7.8 Mil / 7.5 Mil

Key Statistics

Price/Earnings (Normalized)
11.17
Price/Sales
2.37
Dividend Yield (Trailing)
5.30%
Dividend Yield (Forward)
5.30%
Total Yield
5.30%

Company Profile

Based in Charlotte, North Carolina, Truist is the combination of BB&T and SunTrust. Truist is a regional bank with a presence primarily in the Southeastern United States. In addition to commercial banking, retail banking, and investment banking operations, the company operates several nonbank segments.
Sector
Financial Services
Industry
Banks - Regional
Stock Style Box
Mid Value
Total Number of Employees
50,832
Website
https://www.truist.com

Competitors

Valuation

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Metric
TFC
PNC
RF
Price/Earnings (Normalized)
 11.1711.589.73
Price/Book Value
 1.011.211.19
Price/Sales
 2.372.972.52
Price/Cash Flow
 6.588.436.49
Price/Earnings
No chart available

Financial Strength

Metric
TFC
PNC
RF
Quick Ratio
 ———
Current Ratio
 ———
Interest Coverage
 ———
Quick Ratio
No chart available

Profitability

Metric
TFC
PNC
RF
Return on Assets (Normalized)
 0.96%1.05%1.26%
Return on Equity (Normalized)
 9.72%12.86%12.85%
Return on Invested Capital (Normalized)
 ———
Return on Assets
No chart available
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