Kaspi.kz JSC GDR - 144A KSPID

Morningstar Rating

About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

KSPID is trading at a 552% premium.
Price
$109.00
Fair Value
$489.64
Uncertainty
High
1-Star Price
$974.16
5-Star Price
$61.77
Economic Moat
Wsvyxty
Capital Allocation

Trading Information

Previous Close Price
Day Range
52-Week Range
Bid/Ask
/
Market Cap
Volume/Avg
/

Key Statistics

Price/Earnings (Normalized)
10.02
Price/Sales
4.32
Dividend Yield (Trailing)
6.83%
Dividend Yield (Forward)
6.51%
Total Yield
7.11%

Company Profile

Kaspi.kz JSC is the payment, marketplace, and Fintech ecosystem in Kazakhstan. The firm provides interconnected technologically seamless products and services that help people to pay, shop, and manage their finances. Its operating segment includes the Payments Platform that connects its customers, which consist of both consumers and merchants, to facilitate cashless, digital transactions, the Marketplace Platform that connects merchants and consumers enabling merchants to increase their sales and consumers to buy a broad selection of products and services offered by a variety of merchants, and Fintech Platform that enables customers to manage their personal finances online and access consumer finance and deposit products through the Kaspi.kz Super App.
Sector
Technology
Industry
Software - Infrastructure
Stock Style Box
Large Growth
Total Number of Employees
8,772

Comparables

Valuation

Metric
KSPID
SHOP
PRL
Price/Earnings (Normalized)
10.0276.0018.87
Price/Book Value
8.3611.005.82
Price/Sales
4.3213.242.15
Price/Cash Flow
9.3373.41
Price/Earnings
KSPID
SHOP
PRL

Financial Strength

Metric
KSPID
SHOP
PRL
Quick Ratio
1.187.11
Current Ratio
1.207.32
Interest Coverage
280.00
Quick Ratio
KSPID
SHOP
PRL

Profitability

Metric
KSPID
SHOP
PRL
Return on Assets (Normalized)
14.43%12.59%21.96%
Return on Equity (Normalized)
87.64%15.84%71.61%
Return on Invested Capital (Normalized)
70.42%11.69%
Return on Assets
KSPID
SHOP
PRL

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