Affirm Holdings Inc Ordinary Shares - Class A AFRM

Morningstar Rating

About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

AFRM is trading within a range we consider fairly valued.
Price
$39.21
Fair Value
$76.53
Uncertainty
High
1-Star Price
$81.28
5-Star Price
$96.75
Economic Moat
Ywkd
Capital Allocation

News

Trading Information

Previous Close Price
Day Range
52-Week Range
Bid/Ask
/
Market Cap
Volume/Avg
/

Key Statistics

Price/Earnings (Normalized)
169.48
Price/Sales
5.25
Dividend Yield (Trailing)
0.00%
Dividend Yield (Forward)
0.00%
Total Yield

Company Profile

Affirm Holdings Inc offers a platform for digital and mobile-first commerce. It comprises a point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. The firm generates its revenue from merchant networks, and through virtual card networks among others. Geographically, it generates a majority share of its revenue from the United States.
Sector
Technology
Industry
Software - Infrastructure
Stock Style Box
Mid Growth
Total Number of Employees
2,006

Comparables

Valuation

Metric
AFRM
PAYO
IBTA
Price/Earnings (Normalized)
169.4827.8625.53
Price/Book Value
4.484.065.37
Price/Sales
5.253.303.98
Price/Cash Flow
23.8015.9914.77
Price/Earnings
AFRM
PAYO
IBTA

Financial Strength

Metric
AFRM
PAYO
IBTA
Quick Ratio
63.040.102.77
Current Ratio
65.701.092.81
Interest Coverage
−0.50
Quick Ratio
AFRM
PAYO
IBTA

Profitability

Metric
AFRM
PAYO
IBTA
Return on Assets (Normalized)
0.81%2.02%16.84%
Return on Equity (Normalized)
2.74%20.85%46.73%
Return on Invested Capital (Normalized)
3.95%18.97%35.94%
Return on Assets
AFRM
PAYO
IBTA

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