United Community Banks Inc UCB

Morningstar Rating
$28.07 +0.27 (0.97%)
View Full Chart

About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

UCB is trading at a 180% premium.
Price
$28.14
Fair Value
$24.70
Uncertainty
High
1-Star Price
$22.34
5-Star Price
$59.42
Economic Moat
Xptx
Capital Allocation

News

Trading Information

Previous Close Price
$27.80
Day Range
$27.4628.08
52-Week Range
$21.6331.96
Bid/Ask
$26.00 / $43.80
Market Cap
$3.35 Bil
Volume/Avg
746,720 / 561,569

Key Statistics

Price/Earnings (Normalized)
13.49
Price/Sales
3.82
Dividend Yield (Trailing)
3.31%
Dividend Yield (Forward)
3.42%
Total Yield
3.31%

Company Profile

United Community Banks Inc is a bank holding company that operates through its wholly-owned subsidiary, Union Community Bank. The bank has scores of offices throughout portions of Georgia, Tennessee, and the Carolinas. It has traditionally grown through the organic growth of existing offices and de novo locations, complemented by selective acquisitions. United conducts substantially all of its operations through a community-focused operating model of separate community banks. The community banks offer a full range of retail and corporate banking services, including checking, savings, and time deposit accounts, as well as secured and unsecured loans, wire transfers, brokerage services, and other financial services. The bank's loan portfolio is well-diversified but predominantly commercial.
Sector
Financial Services
Industry
Banks - Regional
Stock Style Box
Small Value
Total Number of Employees
3,070

Comparables

Valuation

Metric
UCB
FCNCA
NBTB
Price/Earnings (Normalized)
13.499.0414.59
Price/Book Value
1.031.251.38
Price/Sales
3.822.773.64
Price/Cash Flow
9.238.1910.59
Price/Earnings
UCB
FCNCA
NBTB

Financial Strength

Metric
UCB
FCNCA
NBTB
Quick Ratio
Current Ratio
Interest Coverage
Quick Ratio
No chart available

Profitability

Metric
UCB
FCNCA
NBTB
Return on Assets (Normalized)
0.95%1.40%1.00%
Return on Equity (Normalized)
8.16%14.87%9.60%
Return on Invested Capital (Normalized)
Return on Assets
UCB
FCNCA
NBTB

Banks - Regional Industry Comparables

1-Day Chart
Name
Price
Morningstar Rating for Stocks
Capital Allocation
Economic Moat
Market Cap
BNP Paribas ADR
BNPQY
RtmkvgnwTbqf$75.0 Bil
Intesa Sanpaolo ADR
ISNPY
RnlymwkwQpm$72.6 Bil
PNC Financial Services Group Inc
PNC
MrywlxvbkRcrtqv$70.9 Bil
U.S. Bancorp
USB
FzgcpjjmyVszs$68.6 Bil
Itau Unibanco Holding SA ADR
ITUB
JftnbwzylFthxt$58.6 Bil
Truist Financial Corp
TFC
VfjsfpjQrhbn$55.6 Bil
Mizuho Financial Group Inc ADR
MFG
CnxnjglmSqnv$50.5 Bil
Lloyds Banking Group PLC ADR
LYG
HwfhrzvQbljjq$46.7 Bil
NatWest Group PLC ADR
NWG
DfxjspjswGnpc$36.3 Bil
Deutsche Bank AG
DB
TgjVhw$33.0 Bil

Sponsor Center